Question 1

What is peer-to-peer currency exchange?

Accepted Answer

Peer-to-peer currency exchange means trading currencies directly with another person, bypassing banks and brokers. You agree on a rate (typically the mid-market rate) and exchange value directly, avoiding the 2–5% spread that banks and apps charge.

Question 2

How does PeerFX work?

Accepted Answer

PeerFX is a private referral-only network. Members post listings of what currency they have and what they want. Other trusted members submit requests to trade. Both sides agree on terms, coordinate the exchange, and confirm completion. No platform ever holds your money.

Question 3

Is PeerFX safe?

Accepted Answer

PeerFX uses a referral-based trust system. Every member is vouched for by an existing member. Members build reputation through completed trades and ratings. Identity verification and admin moderation add additional layers of safety.

Question 4

What currencies can I exchange on PeerFX?

Accepted Answer

PeerFX supports all major and minor currency pairs including USD, EUR, GBP, AED, CHF, SGD, HKD, RUB, and many more. The available pairs depend on the current members in the network.

Question 5

How do I join PeerFX?

Accepted Answer

PeerFX is invite-only. You need a referral code from an existing member. If you don't have one, you can request access and an admin will review your application.

Manifesto | peerFx